http://housecall.trendmicro.com/ 
                                                             OR

                                                              http://us.mcafee.com/root/mfs/default.asp

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I have been told that this one tip has been a God-send !
Amazon.com
Unlisted Toll Free Number is 
1-800-201-7575
FOR MORE TOLL FREE SEE BOTTOM OF PAGE 

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 I Think You Will All Love This... The Secret To Retirement !                                               

A Different Twist on ....RETIREMENT by the meister's Father...
 
Recently I was checking my 401k account and thinking about retirement,
as everyone does when they hit the BIG 50 / 60 /70 or in my humble case
the 80              .  I saw an article about nursing homes, care facilities and
retirement homes and ALL the expenses. Then it hit me.
                                No nursing home for me!
Here is my plan:   I'm seriously  thinking of checking into A Holiday Inn.
WHY?   Read on and although conceived in humor... this is Very Sobering!

With the average cost for a nursing home reaching $188 per day, there
is a better way when we get old and feeble. I have already checked on
reservations at the Holiday Inn. For a combined long-term stay discount
and senior discount, it's $49.23 per night. That leaves $138.77 a day for
breakfast, lunch, dinner in any restaurant I want, or room service. It
also will leave enough for laundry, gratuities, and special TV movies.

Plus, I'll get a swimming pool, a workout room, a lounge, and washer
and dryer. I'll also get free toothpaste, razors, shampoo and soap. And
I'll be treated like a customer, not a patient.

Five dollars worth of tips a day will have the entire staff
scrambling. There is a city bus stop out front, and seniors ride free.
The handicap bus will also pick me up if I fake a decent limp. Ride the
church bus free on Sundays. For a change of scenery, take the airport
shuttle bus and eat at one of the nice restaurants there. While you're at
the airport, fly somewhere.    Meanwhile, the cash keeps building up.
It takes months to get into decent nursing homes. On the other hand,
Holiday Inn will take your reservation today. And you are not stuck in one
place forever -- you can move from Inn to Inn, or even from city to city.
Want to see Hawaii? They have a Holiday Inn there, too. TV broken? Light
bulbs need changing? Need a mattress replaced? No problem. They fix
everything and apologize for the inconvenience.

The Inn has a night security person and daily room service. The maid checks
to see if you are OK. If not, they will call the undertaker or an ambulance. If you
fall and break a hip, Medicare will pay for the hip & Holiday Inn will upgrade
you to a suite for the rest of your life. And no worries about visits from family.
They will always be glad to visit you & probably check in for a mini-vacation.

When I discussed my plan with friends, they came up with even more benefits
that Holiday Inn provides retirees. Most standard rooms have coffee makers,
reclining chairs, and satellite TV -- all you need to enjoy a cozy afternoon.
After a movie and a good nap, you can check on your children (free local phone
calls), then take a stroll to the lounge or restaurant where you meet new and
exotic people every day. Many Holiday Inns even feature live entertainment on
the weekends. Often they have special offers, too, like the Kids Eat Free program.
You can invite your grandkids over after school to have a free dinner with you.
Just tell them not to bring more than three friends.

When I discussed this concept with relatives they had even more input... like
NO electric bills, no water & sewer bills, No Cable TV bills, No Trash bills
in fact some one each days comes and empties ALL your waste baskets, does
the beds... straightens up the living room, bath room, kitchen and bed room
along with making up the beds.  There is no charge for a daily newspaper
or for 24 hour security and SEVEN day a week maid service. Meals are from
a REAL menu and there is 24 hour coffee shops, guests services, business
room with Fax, copier and the like. Uh, did I mention most now offer FREE
internet.  Free towels at the Pool, Jacuzzi, spa and workout facilities.

Those of you worried about savings... forget about a horrendous Maintenance
bill that looks like what rent use to be. Save your money when it comes to
property taxes, school taxes, lawn care, house up-keep as in gardening and
landscaping. Parking is FREE and secure and convenient especially if you are
 handicapped and are a LONG term resident customer. You can greet guests in
the Lobby, reading area, party or function rooms and later take them out to eat
without Going Back Out. Valet parking makes everyone feel special and on v
vacation. Everyone there greets you with a smile and by name within one week
of staying there. You feel welcomed and that you belong to a Team and one of
the staff.  Everyone ALWAYS treats you with dignity and respect you will
NEVER see at an institution.

Pick a Holiday Inn where they allow pets, and your best friend can keep you
company as well. If you want to travel, but are a bit skittish about unfamiliar
surroundings, you'll always feel at home because wherever you go, the rooms
all look the same. And if you're getting a little absent-minded in your old days,
you never have to worry about not finding your room -- your electronic key fits
only one door and the helpful bellman or desk clerk is on duty 24/7.

Being natural skeptics, we called a Holiday Inn to check out this idea of my plan.
I'm happy to report that they were positively giddy at the idea of us checking in
for a year or more. They even offered to negotiate the rate to $35 a night !

My dad now has special medical needs but just like if he were home... the nurses
can visit him daily at the Holiday Inn, so can the podiatrist, the personal
Aid and assistant and even the PT therapist. On an extended stay for months you
can personalize your quarters with your own books, pictures and decorations.

Dialing ZERO and you have a live voice only a few steps away that can respond
to a request or offer assistance.   The more one thinks about this and the thousands
that can be saved and invested... why in two years you could be living FREE with
a simple investment in Tax Free muni's where the principle is never touched...
You could have a 6 digit estate to hand down to your children in less than 10 years.

Now THAT is called LIVING... Seen any of the dozen Hawaiian Holiday Inns...
You would think you are in Heaven...  my uncle now has a 7 day chauffeur for the
Jaguar he got for FREE with all the savings this has brought him.  Amazing !

So where am I at right now... a nursing home and so is my bride...  Why?
Simple, I did NOT PLAN and guess what?   Neither have you !   You've been warned...


A More Innovated Approach and Up-date to the above...

About 2 years ago my friend and I were on a cruise through the western
Mediterranean aboard a Princess liner. At dinner we noticed an elderly
lady sitting alone along the rail of the grand stairway in the main dining
room. I also noticed that all the staff, ships officers, waiters, busboys, etc.,
all seemed very familiar with this lady. I asked our waiter who the lady was,
expecting to be told she owned the line, but he said he only knew that she
had been on board for the last four cruises, back to back.

 

As we left the dining room one evening I caught her eye and stopped to say
hello. We chatted and I said, "I understand you've been on this ship for the
last four cruises". She replied, "Yes, that's true."  I stated, "I don't understand"
and she replied, without a pause,        "It's cheaper than a nursing home"  !

 

So, there will be no nursing home in my future. When I get old and feeble, I
am going to get on a Princess Cruise Ship. The average cost for a nursing
home is $200 per day. I have checked on reservations at Princess and I
can get a long term discount and senior discount price of $135 per day.
That leaves $65 a day for:
1. Gratuities which will only be $10 per day.

2. I will have as many as 10 meals a day if I can waddle to the restaurant,
or I can have room service (which means I can have breakfast in bed
every day of the week).

3. Princess has as many as three swimming pools, a workout room, free
washers and dryers, and shows every night.

4. They have free toothpaste and razors, and free soap and shampoo.

 5. They will even treat you like a customer, not a patient. An extra $5 worth
of tips will have the entire staff scrambling to help you.

6. I will get to meet new people every 7 or 14 days.

7. T.V. broken? Light bulb need changing? Need to have the mattress replaced?
No Problem! They will fix everything and apologize for your inconvenience.
.
8. Clean sheets and towels every day, and you don't even have to ask for them.

9. If you fall in the nursing home and break a hip you are on Medicare; if you fall
and break a hip on the Princess ship they will upgrade you to a suite for the rest
of your life.

Now hold on for the best!  Do you want to see South America, the Panama Canal,
Tahiti, Australia, Glaciers off the coast of Alaska, New York Cruise to Niagra Falls,
Asia, or name where you want to go? Princess will have a ship ready to go. So don't
look for me in a nursing home with CRUMMY FOOD, LOUSY SERVICE, CONSTIPATED
INMATES, FRUSTRATED PROVIDERS & DOCTORS THAT SEEM NEVER THERE.
Oh, and I forgot the ZINGER... prices out the WAZOO... Not this chicky. Bon Voyage...
              who knows, maybe an off spring or two may just join you...
.

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Time To Clean Up Your Act (re: Computer!)
I would download and run Ad-aware or Spybot Search and Destroy.
They will find and delete spyware. Update these programs before you run
them. Both are free.

I want to say again how pleased I am that you have made the effort to protect your computer. This isn't difficult if you take the time to grasp it. Others who have not done what my e-mailers did should get themselves in gear. Everything you need is accessible through my site. Most of it is free. So, pardon me while I get on my soapbox and preach.

First and foremost, you need anti-virus protection. Free programs are available through my site. The link is below. If you are not comfortable with a computer, you may be better off paying for a program. That should get you more handholding. There are many pay programs. Three I like are McAfee, Panda and Symantec. Those Web sites are, respectively:
 http://www.mcafee.com/us/  
http://www.pandasoftware.com/home/default.asp
http://www.symantec.com/index.htm

You also need a firewall. Personally, I like ZoneAlarm. It works well & it's free. Another good & free, firewall is Outpost.

Don't forget about spyware and adware. These are programs downloaded to the unwary by advertising companies. Some of this stuff is so intrusive that it can cause computer problems. You can eradicate most of it with Ad-aware or Spybot-Search & Destroy.

Spybot also will block most spyware and adware programs from roosting on your computer. All of these programs, with the exception of the pay anti-virus products, are available. That address is:
http://www.download.com/3000-8022-10122137.html

If you lock down your computer, you are very unlikely to have problems with hackers. Take a little time to learn this stuff & you'll be in great shape!

You can check your system ports on the Internet. Go to Gibson Research & run the Shields Up application. It will tell if your computer is hidden, or if your ports are answering pings. Gibson is at:
    https://www.grc.com/x/ne.dll?bh0bkyd2

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I Want To Manage All My Photos, Remove, Edit, e-mail... I want to do it all... Help

 

Q. I sent a picture of a chair to my sister via e-mail. Instead, she received a picture my husband had taken of me nude. We were both shocked. I had deleted that picture. I went back to my computer and my picture was not there, but my chair was! Also, I have sent documents via e-mail. Changes I made to the documents didn’t appear. Instead original documents were received. What's going on?

A. I get a lot of e-mail from people want this answer. I can guess why, but I’m not going there.

Most likely you clicked the wrong image file. You say that you deleted the picture, but I bet a copy was still on the computer. It’s not that uncommon. The way pictures get named by most cameras using numbers adds to the confusion. And your camera’s software may be keeping backups, too.

That’s why I recommended that you download the free program, Picasa. After you install it, it will search your entire hard drive for any image files. Afterwards, it presents you with a semblance of organization. You can see the pictures by dates. You can rename files. You can delete files. You can even do some photo editing.

After this call, I posed the question to the other geeks in the office. Sorry to say, but we think you probably just made a mistake. And as a point of reference for the future, if you take these type of photos, it’s probably a good idea to format the camera’s memory card afterwards. Sure, a really determined person still could recover them. But for all practical purposes, they would be gone.

Also, when sharing pictures with others, you don’t have to use e-mail. Use a photo-sharing site such as Ofoto or Yahoo! Photos.

As for the documents, there might be a logical explanation. Attaching a document to an e-mail will send the last saved copy. So if the document is open, any changes you’ve made since it was last saved won’t be included. Before you attach a document, save and close it.

The ability to send files is one of the best features of e-mail. Unfortunately, it trips a lot of people up. We’ve all received messages that reference non-existent attachments. Likewise, we’ve all been guilty of forgetting to attach a promised file. And, of course, many people have sent the wrong files with an e-mail.

I’m constantly asked to walk people through attaching files to e-mail. For those who don’t know how to attach files, here’s a quick rundown.

The process is quite simple. E-mail programs vary somewhat, but, typically, you click on the paper clip on the toolbar. When the attachment dialog box opens, navigate until you find the file. Then, highlight it and click Insert.

You can repeat the process for multiple files. Or, if they’re all in the same folder, press Ctrl+A to highlight all of them. Then send the e-mail as you normally would.

If you access e-mail via the Web, there are a few more steps. Also, the process will vary, depending on the e-mail provider.

For example, on Yahoo! you click the Attach Files button. On the next page, click Browse. The File Upload dialog box will open. Navigate until you find the file. Highlight it and click Open. Repeat the process for each file. Then click Attach Files.

After the files have been scanned for viruses, click Continue to Message. You can then edit and send your message as you normally would.

To be on the safe side, before clicking the send button, double-click the attachment in the outgoing message. This usually opens it. Close it and click Send. As for forgetting to attach files, I suppose there’s no cure for that! Even I am guilty of that from time to time.

 

The Secret to Reading News on the Internet

Question mister meister:  I am looking for a program that allows me to scan a paper into the computer, then listen to it read back via audio.    Does such a thing exist? meister Answer's. It certainly does exist. As a matter of fact, there are many programs that will do this.     2nd Speech Center, v.1.50. This program not only translates text to speech, it does it in 11 languages! It costs $40. A free 30-day trial version is available. Get more information at: http://www.2ndspeechcenter.com/index.html    Natural Voice Reader. The Standard version has the perfect price- free! Two other versions, Professional and Enterprise, cost $40 and $70, respectively. Both offer clearer voices than that of Standard, according to the company. They can also convert text files to sound files, such as MP3s. More information is available at: http://www.naturalreaders.com/

Many print entities--newspapers, magazines and professional journals--require readers who use their satellite Internet sites to register personal information before viewing their content. Various media outlets say they can't make money unless they can prove to advertisers who their readers are. However, anecdotal evidence suggests readers are annoyed with the registration process. Some enter bogus information, while others are looking for ways to bypass the registration roadblocks. That's where BugMeNot.com comes in. Less than a year old, this Australian-based Web site creates login names and passwords for sites that require registration information, a boon to privacy and anti-spam advocates. The site's home page claims some 15,000 Web sites that have been unlocked to news junkies. Bugmenot.com may be the most popular site people use to skip the registration/e-mail process, but there are others that can do the same thing albeit a bit differently: Mailinator.com allows users to create e-mail addresses specifically used for content providers that require registration information but not use their private e-mail address. Spamgourmet.com works in much the same way as Mailinator except that users have to set up an account that generates bogus e-mail addresses. The New York Times link generator lets bloggers post links to articles so that people don't have to log in.

Chuckmeister, where will I found All the answers to ALL
the questions that have up-till-now...    NO answer?

http://www.imponderables.com/index.php


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